Second Mortgage Solution For Home Improvements.

 

A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. A HELOC often has a lower interest rate than other common types of loans, and the interest may be tax deductible. Please consult your tax advisor regarding interest deductibility, as tax rules may have changed.

How a HELOC Works

 

  • Borrow up to 89.99% of your home value
  • Minimum credit score 680
  • Minimum loan amount of $25,000
  • Payments can be interest-only
  • No Pre Payment-Penalties for early payoff
  • Draw additional funds as your balance comes down
  • Fast approval and closing process

E Zip Mortgage

 

Our CEO and Founder, Eddie Hoskins, also owns E Zip Mortgage for 18 Years, Located in Fort Myers, and is licensed in CA, CO, FL, GA, NC, OH, RI, SC, TN, and VA.

So whether you are looking for a HELOC or need a Purchase or a refinance Mortgage, we are ready to help.

Loan options without the need for a Second Mortgage.

 

See your personalized monthly payment options within minutes and without affecting your credit score.

  • No prepayment penalties.
  • No home equity is required.
Hearth makes it easy for you to find monthly payment options for your project with the following:
  • Loan amounts up to $250,000
  • Affordable monthly payment options
  • Funding within 1-3 days
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Client Testimonials

Don’t take our word for it – here’s what people are saying:

(239) 237-0056